‘Is it wrong to make risky investments with my daughter’s £93k inheritance?’
A parent is holding a £93,000 inheritance for her daughter until she turns 25. Should she invest it, or is taking investment risk with somebody else’s money a step too far?
In the Media
‘My mother-in-law keeps buying designer outfits for our newborn – can I ask for nappies instead?’
When generous gifts create clutter and pressure, clear family boundaries can help. Sam Secomb explains how to redirect a grandparent’s spending without rejecting the love behind it.
‘My best friend moved in seven years ago – how do I ask her to leave?’
A homeowner wants her own space after sharing with her best friend for seven years. How can she ask her friend to move out without losing the friendship?
‘I spend £500 a month to keep myself looking good – my boyfriend thinks I should cut back’
A couple’s first joint budget has placed one woman’s spending on weight-loss medication under scrutiny. Sam Secomb explains why the real issue is not the jabs or her boyfriend’s vaping, but how they agree shared costs while preserving personal financial freedom.
Lending money to family: what to do if they do not repay you
Lending money to family can become difficult when repayment expectations were never clearly agreed. Sam explains how to approach the conversation calmly, protect the relationship and agree a realistic repayment plan.
Retirement planning when one spouse has more money
In many long marriages, retirement planning can feel unequal when one spouse has built the larger pension and the other has taken on more unpaid work at home. Sam explores financial agency, unpaid contribution and how couples can plan later life more fairly.
‘I’ve never liked the ring my mother left me. Would it be terrible to sell it?’
Sam explores the emotional and financial dilemma of whether to sell a ring left by your mother after her death.
‘Shady company wants to pay for my silence. Should I take the money or go to court?’
Sam explores a difficult money dilemma involving a company, a court case and pressure to accept payment in silence.
‘I have survivor’s guilt and can’t enjoy my dead husband’s money’
Sam explores survivor’s guilt, inheritance and why grief can make it hard to enjoy money left by a late husband.